Frequently Asked Questions about Whole Life Insurance Online Quotes

Here are the most commonly asked questions about getting a whole life insurance online quote.

What is a whole life insurance online quote?

A whole life insurance online quote gives you an estimated premium for a whole life insurance policy with the convenience of an online application. Rather than having to visit dozens of life insurance sites and fill out time-consuming applications, you can use our site, fill out one application, and get a whole life insurance online quote from several insurers. Learn the top reasons to get life insurance.

How do I apply for a whole life insurance online quote?

You can apply for a whole life insurance online quote by clicking "apply now". You will be taken to our short, secure application. The process will only take a few minutes, and we will supply you with several quotes on whole life insurance in return. The application and your whole life insurance online quote are completely free.

How does your whole life insurance online quote system work?

When you submit your application, you will receive multiple free quotes on whole life insurance from several major insurance carriers. You will see these quotes side-by-side to facilitate your comparison process. Our insurance carriers know that they compete for your business, so they have an added incentive to give you the lowest whole life insurance online quote possible.

Who will provide my policy?

We match our customers with insurers based on their individual needs, so different customers will receive their whole life insurance online quote from different carriers. We partner with some of the biggest names in the life insurance industry, including MetLife, Prudential Life, AIG Life, Gerber Life, New York Life, and Farmer's Life. No matter which company provides your whole life insurance online quote, you can rest assured it will be a well-respected, established insurer.

What is whole life insurance?

Whole life insurance is the most basic type of permanent life insurance. Permanent life insurance gives the policyholder a lifetime of protection. Whole life insurance offers a great deal of security because it offers many guarantees-a guaranteed death benefit, guaranteed premiums for the life of the policy, and a guaranteed cash value. Whole life insurance gives policyholders the opportunity to earn tax-deferred cash value and offers the possibility of annual dividends.

Is whole life insurance more expensive than other types of policies?

When you receive your whole life insurance online quote, you might notice that it is more expensive than the premiums of term life insurance policies. Initially, this is true-whole life insurance premiums are more expensive than those of term policies in the beginning. However, in the long-run, whole life insurance policies are the cheaper of the two options because premiums remain the same for the life of the policy. With term life insurance, premiums quickly become unaffordable as you age.